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New Fubon, Chubb policies cover side effects from COVID-19 vaccinations
By Kao Shih-ching / Staff reporter
The Financial Supervisory Commission yesterday gave Fubon Insurance Co (富邦產險) and Chubb Corp Taiwan (美商安達產險台灣) its approval to sell from today insurance policies that provide coverage to people experiencing serious side effects from COVID-19 vaccines.
Chubb’s product would pay compensation if a policyholder experiences side effects that require hospitalization or a stay in an intensive care unit (ICU), or if they die within 90 days of taking a COVID-19 vaccination, the commission said.
Fubon Insurance’s product has a shorter protection period, providing coverage for policyholders requiring treatment due to side effects within 14 days of being given a COVID-19 shot, the commission said.
Hontai’s capital adequacy rebounds: FSC
By Kao Shih-ching / Staff reporter
Hontai Life Insurance Co’s (宏泰人壽) capital adequacy has rebounded to meet the Financial Supervisory Commission’s (FSC) minimum requirements after it received a capital injection of NT$1.95 billion (US$68.34 million), the commission said on Thursday.
The insurer’s equity-to-asset ratio rose to 3.11 percent at the end of February, slightly above the commission’s 3 percent requirement and up from 2.86 percent at the end of December last year, the FSC told a news conference in New Taipei City.
Hontai Life’s risk-based capital (RBC) ratio, which the regulator uses to measure a life insurer’s financial strength, recovered to 207.87 percent at the end of February, above the 200 percent requirement, the commission added.
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