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Operator Ladies and gentlemen, thank you for standing by, and welcome to the WEX second-quarter 2021 earnings conference call. [Operator instructions] I would now like to hand the conference over to your speaker today, Steve Elder, vice president of investor relations. Thank you. Please go ahead, sir. Please hold one moment. Vice President, Investor Relations Adjusted net income, or ANI, during our call. Adjustments for this year s second quarter to arrive at these metrics include unrealized gains on financial instruments, net foreign currency remeasurement losses, change in fair value of contingent consideration, acquisition-related intangible amortization, other acquisition and divestiture-related items, stock-based compensation, other costs, debt restructuring and debt issuance cost amortization, ANI adjustments attributable to noncontrolling interests and certain tax-related items. Please see Exhibit 1 of the press release for an explanation and reconciliation of adjusted net

United statesRoberto simonMelissa smithSteve elderServices administrationAmerican expressWright expressPrivate securities litigation reform actChief executiveBenefit expressGeneral services administrationAnnual meetingஒன்றுபட்டது மாநிலங்களில்ரொபெர்டோ சிமோன்மெலிசா ஸ்மித்ஸ்டீவ் மூத்தவர்