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You may have noticed that the topic of inflation is getting more attention. Those who were around in the 1970s likely still remember when rapid rises in the cos
Randy Groff
This is the time of year when some are scrambling to finish their tax returns which are typically due in mid-April. That’s not the case in 2021.
The IRS recently announced that it is pushing back the federal tax-filing deadline until May 17. This gives you an extra month to make sure you are prepared to do everything properly. Note that due to weather factors, those in Louisiana, Oklahoma and Texas have until June 15 to file their federal tax return. Be sure to check on whether your state tax-filing deadline has changed.
The extra time may take some pressure off, but you can now make good use of the time to identify all the ways you can better manage your personal finances as they relate to your taxes. Here are four tips to consider as you put your final numbers together.
Randy Groff
It’s unusual to be talking about tax refunds at this time of year. But due to the unusual circumstance created by the COVID-19 pandemic, the tax filing deadline was extended until mid-July. Therefore, many people are now just receiving their refunds.
So how can you make the most out of this year’s tax refund? A good option may be to apply it toward helping you achieve your key financial goals. Here are five ways you can make a meaningful impact with it:
#1 – Build up your emergency cash reserves
In these uncertain times, it is more important than ever to have cash available when you need it. This is especially true if your household income is subject to fluctuation due to job instability created by today’s challenging economy. It’s generally recommended that you have three to six months of household income set aside in a savings or money market accounts where cash is readily accessible.