A brunch restaurant chain in Kentucky, Ohio and Indiana can't force its insurer to cover its business losses stemming from pandemic lockdown orders, a Kentucky federal judge ruled Thursday, saying the chain hasn't shown the government restrictions were in response to the presence of COVID-19 at its restaurants.
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Ky. Brewery Can t Tap Insurer For COVID-19 Losses
Law360 (July 14, 2021, 9:35 PM EDT) United Fire Group is not responsible for a Kentucky brewing company s losses related to the COVID-19 pandemic because the virus and government shutdown orders did not cause any physical damage to its properties, a Kentucky federal judge ruled Wednesday.
Calling it compelling that most courts have sided with insurers like United Fire in lawsuits brought by businesses, U.S. District Judge Rebecca Grady Jennings dismissed Goodwood Brewing s suit and granted United Fire s motion for summary judgment. The brewpub did not suffer any tangible damage as required to trigger coverage, the judge said.
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