Synchrony Financial (SYF) Q2 2021 Earnings Call Transcript fool.com - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from fool.com Daily Mail and Mail on Sunday newspapers.
Operator
Good morning, ladies and gentlemen, and welcome to the Guild Holdings Company first-quarter 2021 earnings conference call. [Operator instructions] As a reminder, this call is being recorded. I would now like to turn the conference over to Michael Kim, investor relations. Please go ahead, Michael.
Michael Kim
Investor Relations
Thank you, and good day, everyone. Before we begin, I d like to remind everyone that comments on this conference call may contain certain forward-looking statements regarding the company s expected operating and financial performance for future periods. These statements are based on the company s current expectations. Actual results for future periods may differ materially from those expressed or implied by these forward-looking statements due to a number of risks or other factors that are described in greater detail under Risk factors in Guild s Form 10-K and 10-Q and other reports filed with the U.S.
Operator
Good day and welcome to the Two Harbors Investment Corp. first-quarter 2021 financial results conference call. Today s conference is being recorded. At this time, I would like to turn the conference over to Paulina Sims, senior director of investor relations.
Please go ahead.
Senior Director of Investor Relations
Good morning everyone and welcome to our call to discuss Two Harbors first-quarter 2021 financial results. With me on the call this morning are Bill Greenberg, our president and CEO; Mary Riskey, our chief financial officer; and Matt Koeppen, our chief investment officer. The press release and financial tables associated with today s call were filed yesterday with the SEC. If you do not have a copy, you may find them on our website or on the SEC s website at SEC.gov.
Operator
Good morning, and welcome to the Santander Consumer USA Holdings First Quarter 2021 Earnings Call. [Operator instructions]
It is now my pleasure to introduce your host, Evan Black, Head of Investor Relations. Evan, the floor is yours.
Evan Black
Head of Investor Relations
Thank you, Lisa. Good morning, everyone, and thanks for joining our call today. We have on the call our CEO, Mahesh Aditya; and our CFO, Fahmi Karam.
Certain statements made on today s call will be forward-looking. Please refer to our public SEC filings and Risk Factors with respect to these statements. We ll also reference some non-GAAP financial measures that we believe will be useful to our investors and a reconciliation of those measures to GAAP was included in the 8-K that we issued earlier this morning.
Operator
Welcome to the Navient First Quarter 2021 Earnings Call. [Operator Instructions] I would now like to hand the conference over to your speaker today, Nathan Rutledge. Please go ahead.
Nathan Rutledge
Investor Relation
Thanks, Mary. Good morning and welcome to Navient s First Quarter 2021 Earnings Call. With me today are Jack Remondi, our CEO; and Joe Fisher, our CFO. After their prepared remarks, we will open up the call for questions.
Before we begin, keep in mind our discussions will contain predictions, expectations, forward-looking statements and other information about our business that is based on management s current expectations as of the date of this presentation. Actual results in the future may be materially different from those disclosed here discussed here. This could be due to a variety of factors including, among other things, uncertainties associated with the severity, magnitude and duration of the COVID-19 pandemic and the related economic impact.