Operator
Welcome to the Navient First Quarter 2021 Earnings Call. [Operator Instructions] I would now like to hand the conference over to your speaker today, Nathan Rutledge. Please go ahead.
Nathan Rutledge --
Investor Relation
Thanks, Mary. Good morning and welcome to Navient's First Quarter 2021 Earnings Call. With me today are Jack Remondi, our CEO; and Joe Fisher, our CFO. After their prepared remarks, we will open up the call for questions.
Before we begin, keep in mind our discussions will contain predictions, expectations, forward-looking statements and other information about our business that is based on management's current expectations as of the date of this presentation. Actual results in the future may be materially different from those disclosed here -- discussed here. This could be due to a variety of factors including, among other things, uncertainties associated with the severity, magnitude and duration of the COVID-19 pandemic and the related economic impact.