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PFI Newsletter: 3 Steps I m Taking to Build My Baby Budget
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PFI Newsletter: Ignoring My Investments Is Paying Off
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Moving to Glendale was the last straw
Over the years, the cost of apartment living pushed me further and further east, away from my beloved Pacific Ocean. I didn t move often, but when I did it was in pursuit of more space, and more space came at an ever-rising premium.
Eventually, my now-husband and I, searching for enough room to start a family and in proximity to decent schools, moved to a $2,000-a-month apartment in Glendale, a small suburban city to the northeast of LA. We hoped that, by not fully maxing out our budget on rent, we might be able to save enough to eventually buy a tiny starter home. We dreamed of living a life in LA that didn t always feel like we were running to catch up.
Name beneficiaries. After years of thinking I d named a beneficiary on my 401(k), I recently checked my online account to find it blank. Take a few minutes to ensure all your retirement or investment accounts have the right beneficiary listed (note that you ll need your beneficiary s Social Security number to make it official). This isn t fun to think about, but it s a small task that, if ignored, can cause more than a headache for your heirs.
Revisit auto-save (or set it up!). Automatic savings is a smart strategy because it doesn t require any ongoing effort. But don t forget to revisit the amount you re saving, especially if your income has gone up or your goals have changed.
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