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Operator Good afternoon and welcome to the Sandy Spring Bancorp Earnings Conference Call and Webcast for the Second Quarter of 2021. [Operator Instructions] I would now like to turn the conference over to Daniel Schrider, President and CEO. Please go ahead. Daniel J. Schrider Vice Chairman, President and Chief Executive Officer Thank you and good afternoon everyone. We appreciate you joining us today for our conference call to discuss Sandy Spring Bancorp s performance for the second quarter of 2021. Today, we re also bringing up to date on our response to and regarding the impact from the COVID-19 pandemic. This is Dan Schrider speaking and I m joined here today by my colleagues, Phil Mantua, Chief Financial Officer; and Aaron Kaslow, General Counsel for Sandy Spring Bancorp.

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