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“This is going to be a dance of the elephants, and the BNPL companies are tiny mice.” PayPal’s product went live in Australia on Wednesday morning. The company started rolling out Pay in 4 in the US in October and has since offered it in the UK and France. However, Andrew Toon, general manager of payments for PayPal Australia, said the no late fee offer was exclusive to Australia. He said this was based on PayPal’s research into Australian customers. “It’s our view that people are missing payments by mistake, not by design,” he said. He said PayPal was using the data it held on customers to determine eligibility for Pay in 4, and where it couldn’t make a decision was using credit checks from agency Equifax.

United kingdomAndrew toonGoldman sachsApple payGrant halversonMclean rochePaypal australiaஒன்றுபட்டது கிஂக்டம்ஆண்ட்ரூ டூன்கோல்ட்மேன் சாக்ஸ்ஆப்பிள் செலுத்தமானியம் ஹால்வர்சன்மக்லீந் ரோச்பேபால் ஆஸ்திரேலியா