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5 of the Biggest Upgrades in 2021

Downgraded Teams Lower the Ratings for These Dodge & Cox and Invesco Funds

Downgraded Teams Lower the Ratings for These Dodge & Cox and Invesco Funds
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Pulling Back the Curtain on the People Pillar Rating of Bond Funds

Measuring the strength and weakness of an investment team is one of the core responsibilities of Morningstar’s Manager Research team. Good investment teams are appropriately staffed for the strategies they manage, demonstrate good judgment over time, and act in the best interests of their clients. A poor investment team may be mis-staffed, misaligned, or misbehaving. The difference can have a material impact on investment outcomes. Indeed, the People Pillar rating is an integral part of the Morningstar Analyst Rating. The score we assign to the People Pillar accounts for 45% of the overall Analyst Rating, equal in importance with the Process Pillar rating. The Parent Pillar receives a 10% weight, while performance is not scored at all.

How We Think About Manager Changes

The article was published in the March 2021 issue of Morningstar FundInvestor. Download a complimentary copy of FundInvestor by visiting the website. In January, T. Rowe Price announced that manager Larry Puglia will retire from T. Rowe Price Blue Chip Growth (TRBCX) after a great run dating to 1993. After the announcement, we maintained our Above Average People and Process ratings and a Morningstar Analyst Rating of Silver. No, we weren’t downplaying Puglia’s role or skill. Rather, we saw this coming and were comfortable with the situation. T. Rowe Price generally maps out manager transitions over a two-year period, so the new manager has time to get up to speed and investors have time to research the change.

Where to Look for Income in a Low-Yield World

. Download a complimentary copy of FundInvestor . Where did the income go? A recession led high-quality yields lower in 2020, and fiscal and monetary support spurred a lower-quality rebound that kept yields pretty low across the board. But yield isn t everything. As Morningstar s director of personal finance Christine Benz and others have pointed out, you can also invest for total return and sell some of your appreciated mutual funds and stocks to pay some expenses in retirement. Certainly, it makes sense to be flexible rather than chase yield. But to see how things shake out today, I looked at the 13 highest-yielding funds in the Morningstar 500 as of Jan. 25, 2021, though the table shows yields as of March 8. This is one of those Don t try this at home things. I select the M500 list mostly on Morningstar Analyst Ratings but also include prominent and up-and-coming funds that may be rated Neutral or not rated. So, it s a fairly safe place for this exercise. If you did this for

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