If a bank has multiple types of checking or savings accounts, different ones will probably come with different fees. Often, a more robust account charges a higher fee. A basic checking account may charge $5 per month, while a rewards checking account may charge $12 per month, for instance.
How to avoid a monthly maintenance fee
Most banks make it possible to waive monthly maintenance fees.
In many cases, you ll need to maintain a certain balance. You could waive the fee if you keep a minimum daily balance or an average daily balance over the course of the month.
Some checking accounts
Why I have 21 credit cards, and how I decide which ones to keep
Close icon
Two crossed lines that form an X . It indicates a way to close an interaction, or dismiss a notification. Canceling a credit card can impact your credit score. Crystal Cox/Business Insider
This page includes information about the Discover it® Cash Back product, which is currently not available on Insider and may be out of date.
Personal Finance Insider writes about products, strategies, and tips to help you make smart decisions with your money. We may receive a small commission from our partners, like American Express, but our reporting and recommendations are always independent and objective.
The maximum payment this time is $1,400 per person, including dependents (that s $2,800 for a married couple). But, you might not get every cent you qualify for right now if your income or family situation has changed since your last tax return was filed. For example, if you had a baby in 2020 but haven t filed a tax return yet, the IRS won t know to include an extra $1,400 in your stimulus check.
The good news: You will get what you re owed. The American Rescue Plan allows the IRS to make additional payments throughout the year to ensure people get this much-needed relief.
A
Courtesy of Christina and Amon Browning
Bloggers: Amon and Christina Browning
About the blog: This couple started out in San Francisco with full-time jobs, but gradually turned their incomes into an early retirement nest egg through real estate and investing. They do a great job of explaining their process, and breaking down the steps they took. Their advice for anyone else wanting to pursue FIRE is candidly laid out in their blog.
The Brownings met their goal in 2019 and both left their full-time work. Their family now lives in Portugal.
Why it stands out from the rest: The Brownings blog is loaded with advice that s easy to follow, and they re a great resource for anyone who s interested in learning about real estate, from house hacking to rentals. They also run a prolific YouTube channel for those who would rather watch than read.
Buying a home in Missouri
According to Zillow, the typical home value in Missouri is lower than the typical value of $272,446 across the US. The typical home value in Missouri is $183,031, and home values have increased 9.8% over the past year.
Missouri first-time homebuyer programs
Down payment assistance: The Community Action Agency of St. Louis County gives down payment assistance loans of $3,000 to $5,000, depending on where you live.
Cash Assistance Loan: You may receive up to 4% of your mortgage amount toward a down payment from the Missouri Housing Development Commission. The government will forgive your loan if you stay in the home for 10 years, with decreasing payments starting after five years.