Should you use Veterans United?
You might like Veterans United if you .
You might not like Veterans United if you .
Live near a branch or are comfortable applying online
Need a conforming, jumbo, FHA, USDA, or VA mortgage
Want to refinance a VA, conforming, or jumbo mortgage
Need to show alternative forms of credit (like utility bills) because you have a low or no credit score
Want to apply in person but don t live near a branch
Are looking for a home equity loan, HELOC, reverse mortgage, or construction loan
Want to refinance an FHA or USDA mortgage
The bottom line: Veterans United is a good option for several types of mortgages, but VA loans are its strongest products. It could also be a good fit if you have a poor or no credit score.
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Trina Patel, a financial advice manager at finance app Albert, told Insider that the gender pay gap could contribute to higher interest rates. Women are typically in fields that earn less than men, or they earn less than men. The amount of wealth that they can build is going to be slightly at a disadvantage. If you re earning less, by default, you might not be able to save as much for a future down payment, she said. A lower income could also mean a higher debt-to-income ratio, another major factor in what a buyer pays for a mortgage.