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Operator Good morning ladies and gentlemen and welcome to the Trustmark Corporation s Second Quarter Earnings Conference Call. At this time, all participants are in a listen-only mode. Following the presentation this morning, there will be a question-and-answer session. [Operator Instructions] As a reminder, this call is being recorded. It is now my pleasure to introduce Mr. Joey Rein Director of Investor Relations at Trustmark. Joey Rein Investor Relations Good morning. I would like to remind everyone that a copy of our second quarter earnings release as well as the slide presentation that will be discussed on our call this morning is available on the Investor Relations section of our website at trustmark.com. During the course of our call, management may make forward-looking statements within the meaning of the Private Securities litigation Reform Act of 1995. We want to caution you that these forward-looking statements may differ materially from actual results due to a numb

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