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Jack Henry & Associates (JKHY) Q4 2021 Earnings Call Transcript

Florida Community Banks Partner with Jack Henry to Meet Growing Market Needs

Florida Community Banks Partner with Jack Henry to Meet Growing Market Needs
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Payveris pitches Zelle alternative to credit unions

REGISTER NOW Many credit unions held off on directly offering peer-to-peer payments in recent years because member demand was low, even as transaction volume for services such as Venmo, Zelle and Square’s Cash App steadily grew. The reluctance also stemmed from the cost for a service that doesn’t typically generate revenue for the financial institution since transfers are usually free or carry a relatively low fee for consumers. There were added But as the pandemic accelerated use of P2P for urgent funds-transfers for people unable to physically exchange cash or checks, credit union service organization PayverisCU began to get more requests for real-time P2P, seeing an opportunity for a transfer service aimed specifically at credit unions.

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