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We asked an expert why we spend too much

Created for Created for From Cosmopolitan for Created by Cosmopolitan for We asked an expert why we spend too much And how we could save better By Shahed Ezaydi SOPHIE BROWN Saving money can be a tricky task, especially when we hear the likes of “Life is short!” and “Treat yourself!” all day long. But are our spending habits completely of our own free will, or is there some science behind how we choose to splash out or save? To find out, we asked Simonne Gnessen, founder of Wise Monkey Financial Coaching, to talk us through how our minds really work when it comes to money. Can you relate?

Money Makeover: Call to action

There are only six places available, so only the most committed applicants will be considered. If your debt keeps you awake at night and your money is running out long before the end of the month, or if you simply want to take control of your small start-up business or personal finances and grow your wealth, you may be just the person we are looking for. The Absa/City Press Money Makeover Challenge will run over a six-month period, and candidates will receive expert help to get their finances in order and achieve their unique financial goals. Read: During the six months, each eligible participant will stand a chance to win incentive prizes when they reach certain pre-agreed milestones.

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