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Operator Good afternoon, and welcome to the Green Dot Corp Second Quarter 2021 Earnings Conference Call. [Operator Instructions] I would now like to turn the conference over to Alison Lubert, Vice President of Communications. Please go ahead. Alison Lubert Vice President, Corporate Communications Thank you, and good afternoon, everyone. Today, we are discussing Green Dot s second quarter 2021 financial and operating results. Following remarks, we ll open the call for questions. Our most recent earnings release that accompanies this call and webcast can be found at ir.greendot.com. As a reminder, our comments may include forward-looking statements and expectations regarding future results and performance. Please refer to the cautionary language in the earnings release and in Green Dot s filings with the Securities and Exchange Commission, including our most recent Form 10-K and 10-Q, for additional information concerning factors that could cause actual results to differ mater

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