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DFPI accepting applications for second round of CalMoneySmart Grants

The California Department of Financial Protection and Innovation (DFPI) is now accepting applications for its CalMoneySmart Grant Program, which will award up to $1 million this year to support free financial education for unbanked and underbanked consumers in California. This is the second round of grant funding. The initial round last year awarded nearly $1 million to 12 nonprofits that serve communities in 17 counties across the state. Grant funds helped organizations create important resources, including: Mission Asset Fund’s mobile financial education app MyMAF; Financial education curriculum with El Sol Neighborhood Education Center and the Mexican Consulate at the Ventana Financiero; And the Juma Ventures YouthConnect program to help youth gain work experience while becoming financially literate.

#GetBanked promotion wants to help metro Detroiters get bank accounts

Roughly 8.8% of households in metro Detroit haven t taken what financial experts call the first step toward economic inclusion. They don t have bank accounts. And it s costing them big money to cash checks and borrow money outside the traditional banking system.  Need to cash your stimulus check?  Call a local party store or check cashing store in metro Detroit and it could cost you around $60 to $100 just to cash a $1,400 stimulus check at some spots. The bigger the check, the more money you re handing over if the fee is based on a percentage of the check s dollar amount.  Check cashing fees can be 6% or more in some local outlets. A $4,200 stimulus check for a family of three could trigger $252 in fees if the store has a 6% fee. 

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