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Detroiters Without Bank Accounts Are Paying the Price

Detroiters Without Bank Accounts Are Paying the Price For poor residents who can’t afford the fees or don’t trust banks, not having a bank account can actually cost them money. The pandemic has only exacerbated the challenges for unbanked families. Susan Tompor, The Detroit News   |   April 12, 2021   |  Analysis (TNS) Roughly 8.8 percent of households in metro Detroit haven t taken what financial experts call the first step toward economic inclusion. They don t have bank accounts. And it s costing them big money to cash checks and borrow money outside the traditional banking system. Need to cash your stimulus check? Call a local party store or check cashing store in metro Detroit and it could cost you around $60 to $100 just to cash a $1,400 stimulus check at some spots.

#GetBanked promotion wants to help metro Detroiters get bank accounts

Roughly 8.8% of households in metro Detroit haven t taken what financial experts call the first step toward economic inclusion. They don t have bank accounts. And it s costing them big money to cash checks and borrow money outside the traditional banking system.  Need to cash your stimulus check?  Call a local party store or check cashing store in metro Detroit and it could cost you around $60 to $100 just to cash a $1,400 stimulus check at some spots. The bigger the check, the more money you re handing over if the fee is based on a percentage of the check s dollar amount.  Check cashing fees can be 6% or more in some local outlets. A $4,200 stimulus check for a family of three could trigger $252 in fees if the store has a 6% fee. 

New ABQ Program Will Help Residents Navigate the Financial Hardships of COVID-19

1:21 As the COVID-19 pandemic stretches on, New Mexico s homeless population has been on the rise and has been for quite some time. Additionally, many families are struggling to make ends meet in this time of uncertainty.  Mayor Tim Keller and the City of Albuquerque have launched a new free public service program that aims to help residents access the city s resources for rental assistance, housing, and managing other financial needs.  The City of Albuquerque has recieved a $80,000 grant from the nonprofit Cities for Empowerment Fund to more efficiently link folks, who are dealing with the stress of income loss and having to find new waves to provide for themselves and their families. 

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