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What the Student Loan Payment Relief Extension Means for You You guys, we all know 2020 was insane. But here’s some good news: You may not need to make student loan payments until October of this year because the student loan relief that came from the CARES Act has been extended through Sept. 30, 2021. Let’s talk about what this actually means so you know what’s happening, and so you can get that student loan debt out of your life for good. What Did the CARES Act Do? The CARES Act (or Coronavirus Aid, Relief, and Economic Security Act) was a stimulus bill passed by Congress in the early days of the COVID-19 pandemic to help the economy (and a lot of Americans) get back up and running. The CARES Act offered temporary payment suspension, a zero percent interest rate on student loans, and a hold on all collections and wage garnishments or money taken out of the borrower’s paycheck to repay the loan on defaulted loans.

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