By cassie mcclure for lcu
• Feb 14, 2021
In December 2020, Las Cruces Fire Department (LCFD) learned that its Insurance Services Office (ISO) Inc. Public Protection Class 1 Rating would remain in effect for the City of Las Cruces (City) for at least another four years. The rating allows for lower property insurance rates for home and business owners within city limits. Part of the rating was to review the City’s water supply readiness prepared by Las Cruces Utilities (LCU).
To re-evaluate for the rating, the ISO began its performance review of the City in December 2019. ISO collects and analyzes the data using their Fire Suppression Rating Schedule (FSRS) and then creates a Public Protection Classification (PPC) grade, which is then assigned to the community.
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Owners of residences and commercial buildings in at least parts of five Wilkes County fire districts can expect to soon pay less for homeownerâs insurance.
The N.C. Department of Insurance announced earlier this month that it reduced fire suppression ratings for the Knotville, Broadway, Moravian Falls, Mountain View and Mulberry-Fairplains fire districts, effective April 1, 2021.
The private Insurance Services Office (ISO) inspects fire departments and rates them based on a Fire Suppression Rating Schedule from the N.C. Department of Insurance. Nine Wilkes fire departments were inspected in October.
This schedule considers emergency communications, fire department (including equipment and firefighter training hours) and available water supply. It also recognizes efforts fire prevention, public fire safety education and fire investigation efforts.