甘肃临洮农户信用贷款： 秒贷秒到账 24小时无利息|临洮|石琳 sina.com.cn - get the latest breaking news, showbiz & celebrity photos, sport news & rumours, viral videos and top stories from sina.com.cn Daily Mail and Mail on Sunday newspapers.
Two familiar names connected with downtown Haverhill redevelopment are in competition with each other and three other companies to replace a Merrimack Street parking garage and add a mixture of residential and commercial development. At WHAV’s request, Haverhill Mayor James J. Fiorentini named the five companies in a statement Wednesday. They include a joint effort […]
Wait until summer to get a mortgage, experts warn
Banks and building societies will loosen lending criteria to attract buyers
First-time buyers should be able to access bargain mortgage rates this summer
First-time buyers should be able to access bargain mortgage rates this summer as the economy rebounds and lenders compete for customers.
Banks and building societies have started to adopt more flexible lending rules, following a year when hundreds of deals were withdrawn from sale.
A mortgage with an interest rate below 1pc has already returned to the market, offered by Hinckley & Rugby Building Society.
It is the first to launch since the Covid crisis unfolded last year. Experts have predicted more will soon follow.
Jane King, a mortgage adviser at Ash-Ridge, says: Most firms offering these 95 per cent deals are High Street lenders, which are less likely to accept applicants with poorer credit histories. But if you have just one or two missed payments from say three or four years ago, you may be OK.
Buyers looking to boost their credit scores quickly should make sure they are on the electoral role and that credit reports by agencies such as Experian are accurate.
Misspelt names, addresses and incorrect dates of birth can negatively impact a credit score, but renters can also boost their ratings if they have kept up to date with payments to their landlord.
Feature: Catering for post-pandemic life
Coronavirus has undoubtedly changed the world but how will it change the UK mortgage market? Emma Lunn talks to the experts
By Emma Lunn
Excluding the dark days and high death rate of January, 2021 has so far been a cause for optimism. The coronavirus vaccination programme is going well and the end of lockdown restrictions is in sight.
But how will the mortgage market react to a radically altered world? Are we likely to see a spate of niche products tailored to the new ways we live and work?
The Intermediary Mortgage Lenders Association’s recent report – The New Normal – identified the 31 March stamp duty holiday deadline as the single biggest barrier to the market’s recovery in 2021.