Liquid funds give 3% return in one year: Where to park emergency corpus?
Liquid funds are typically used by investors to park their emergency corpus. Liquid funds invest in money market instruments upto 91 days maturity. These funds are typically accessible within T+1 days
Is it worth moving back to traditional investment instruments?
Double-digit returns in debt mutual fund schemes have declined in the last one year. The one-year returns of liquid funds and overnight funds have, in fact, fallen to 3 per cent lower than the interest offered by banks on savings accounts. In such a scenario, some mutual fund investors are reviewing the option to move to bank FDs to earn slightly higher returns on their short term investments. But is it worth moving back to traditional investment instruments? Or, is there any better option to invest your money for a short time period?