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The 5 Best Cheap Pet Insurance Companies in 2021 The 5 Best Cheap Pet Insurance Companies in 2021 Find pet insurance coverage that won t break the bank. Photo by Pressmaster / Shutterstock.com Pet insurance works a lot like health insurance for people. And as when insuring the humans in your home, it pays to shop around if you decide you want health coverage for your dog or cat. Premiums for pet insurance policies range widely by company by more than $150 extra a year to insure a cat and upwards of $350 a year for a dog, we found when we examined pet insurance costs. Companies also vary in how they price certain provisions of a policy, and the conditions they impose for them.

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