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Grouse moors are being protected at the expense of other wildlife

Scots business leaders call for Dutch-inspired Bread Fund pilot

PREMIUM The Federation of Small Businesses wants the next Scottish Government to pilot bread funds, a collective insurance scheme where the self-employed help each other in hard times A HOLLAND-derived scheme where the self-employed support each other financially through ill health, injury or loss of earnings, should be piloted by the next Scottish Government to address shortcomings in support. The Federation of Small Businesses (FSA) in Scotland has suggested a collective insurance scheme could help restore confidence in a sector that had been “knocked for six” by the pandemic. A major study, commissioned by the FSA and involving 700 small business owners found that three fifths (420) felt the Covid crisis had made self-employment less attractive as a career option because of the financial risks and lack of security.

Help exists to protect you from the misery of Council Tax debt

Help exists to protect you from the misery of Council Tax debt Council Tax debt is the single most common type of debt that the Scottish CAB network sees One year, one week and one day ago I was standing in my native Dundee with a troupe of Citizens Advice colleagues alongside a statue of Desperate Dan. No, we weren’t offering official advice on the proper baking of cow pies. We were launching a new online tool that helps people to make savings on their Council Tax, writes Miles Fitt. Why Desperate Dan? Well, why not? It seemed like a good idea at the time – and it got our picture in the papers.

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