THE major issue missing from much electoral discourse is pensions. When you discover there are already 150,000 pensioners living in poverty in Scotland, it seems like a pretty major issue that needs to be addressed. This is a shocking statistic and is even more worrying given how badly hit our elderly community has been during this global pandemic. Many were already struggling with issues of isolation and loneliness even before lockdown, as well as finding it difficult to pay for food and energy bills. Now a new study from Standard Life Aberdeen (or Abrdn as it seems we must learn to call and say it) has shown that 66% of Scots planning to retire this year risk having insufficient pension savings. The same study reveals that people about to retire will be living on pensions that fall around £10,000 below the average UK household income of £29,900. On top of this, almost one-third of people who are not far off retirement age have accelerated their plans as a direct result of