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HomeNewsLoans What are the best loans for the self-employed? Published: 30/12/2020 Share Those who are self-employed and want a loan to either consolidate their personal debts, buy a new vehicle or for home improvements can choose between applying for an unsecured loan or a secured loan. These types of loans can only be used for personal borrowing, those needing to borrow to invest in their business will need to use a form of business finance – this includes a business loan, invoice finance or asset finance. Unsecured loans for the self-employed An unsecured loan relies on the credit score of the applicant and evidence that their income is regular. The self-employed may be required to provide additional evidence of income when applying for an unsecured loan such as sharing with the lender their full business accounts, SA302, Tax Year Overviews and/or Accountant’s Certificates.

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