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Why homebuyers should be wary of the new crop of 95% mortgages

© Getty Images The government has rolled out its latest weapon in the battle to turn Generation Rent into Generation Buy. A new state-backed mortgage scheme, launched in mid-April, aims to help prospective home buyers with 5% deposits. First-time buyers and existing homeowners who are moving are eligible, up to a purchase value of £600,000 (second home and buy-to-let acquisitions are excluded).The help takes the form of a guarantee to the lender: the state will step in for the portion of the loan over 80% if the buyer defaults. The latest state subsidy for the housing market aims to address a shortage of 95% loan-to-value (LTV) options. Data from comparison site Moneyfacts shows that there were 391 such mortgages on the market in March 2020, but one year later the figure had plunged to just five; the arrival of Covid-19 caused lenders to batten down the hatches. That number is now back on the rise courtesy of the loan scheme.

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Madison man convicted on 10 federal counts of child sex trafficking

By Jaymes Langrehr Mar 1, 2021 5:11 PM MADISON, Wis. The U.S. Department of Justice says a Madison man is being convicted of 10 federal crimes related to the sex trafficking of minors. 32-year-old James Coney was convicted in federal court Monday after four days of testimony and five hours of deliberation by a jury. Among the convictions were guilty verdicts on 4 counts of sex trafficking a minor, 1 count of sex trafficking a minor by force, 1 count of attempted sex trafficking a minor and 4 counts of transporting a minor from Wisconsin to Illinois for the purpose of prostitution. The DOJ says Coney used ads on the now-defunct web site Backpage to arrange “dates” for a number of minors, collected money and instructed the minors on what to do during the “dates.” All six of the minor victims testified during Coney’s trial.

United statesJames coneyNational centerFitchburg police departmentUs department of justiceFitchburg policeExploited childrenMidday buffet97 seven countryBig showAfternoon drive liveDave murphyRob spanglerBob middendorfஒன்றுபட்டது மாநிலங்களில்ஜேம்ஸ் கோநீ

Madison man found guilty of sex trafficking minors to Illinois

Madison man found guilty of sex trafficking minors to Illinois A jury returned the verdicts against 32-year-old James Coney after deliberating for five hours Monday. The U.S. District Attorney s Office for the Western District of Wisconsin announced the decision in a press release. Coney was found guilty of four counts of sex trafficking a minor, one count of sex trafficking a minor by force, one count of attempted sex trafficking a minor, and four counts of transporting a minor from Wisconsin to Illinois for the purpose of prostitution. The jury found that between May 2017 and March 2018, Coney trafficked five minors and tried to traffic a sixth.

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Jury Convicts Madison Man of Sex Trafficking Minors

Jury Convicts Madison Man of Sex Trafficking Minors Posted on MADISON, WIS. – Timothy M. O’Shea, Acting United States Attorney for the Western District of Wisconsin, announced that James Coney, 32, Madison, Wisconsin, was found guilty today of 10 counts related to sex trafficking of minors. The jury reached its verdict after five hours of deliberation following four days of testimony in U.S. District Court in Madison. Coney was found guilty of 4 counts of sex trafficking a minor, 1 count of sex trafficking a minor by force, 1 count of attempted sex trafficking a minor, and 4 counts of transporting a minor from Wisconsin to Illinois for the purpose of prostitution.

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Madison man convicted on 10 federal counts of child sex trafficking

Madison man convicted on 10 federal counts of child sex trafficking
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United statesJaymes langrehrJames coneyNational centerFitchburg police departmentUs department of justiceFitchburg policeExploited childrenஒன்றுபட்டது மாநிலங்களில்ஜேம்ஸ் கோநீதேசிய மையம்ஃபிட்ச்பர்க் போலீஸ் துறைஎங்களுக்கு துறை ஆஃப் நீதிஃபிட்ச்பர்க் போலீஸ்சுரண்டப்பட்டது குழந்தைகள்