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How to Set Financial Goals for Short-, Medium- and Long-Term Prosperity Careful planning is the ultimate key to your financial success. Everyone knows that if you want to achieve something, you had better set a goal. However, very few Americans actually do or even know how to set financial goals. According to Schwab’s Modern Wealth Index, only 25% of people have some sort of written plan or goals. What’s worse, the Financial Health Network finds that only 29% of Americans are financially healthy. It doesn’t take high-level calculus to figure out that there is probably a correlation. You will do better financially if you have financial goals.

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