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Why fintech is the sharing economy s final frontier – Bankless Times

, an equity crowdfunding platform connecting startups with individual investors. The sharing economy works. One only need to look at global behemoths like Uber, Lyft and AirBnB to see proof of the concept – and the truth is that they are only the start of the revolution. Fintech is showing it has the potential to effectively replace a monopoly that has been around for centuries: the banks. Through social capital and economic sharing, applying the sharing economy to finance is steadily gaining popularity through peer-to-peer lending, equity crowdfunding and payment possibilities. The traditional banking system is already being challenged by fintech solutions like Revolut, SoFi and Robinhood, and it is interesting to see some financial institutions embrace fintech into their modern operations. Progressive banks are starting to take note that if you can’t beat them, join them – and this is a sign of things to come. 

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