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Operator Welcome to the James River Group Q1 2021 Earnings Call. My name is John, and I ll your operator for today s call. [Operator Instructions] And I will now turn the call over to Sarah Doran, Chief Financial Officer. Sarah, you may begin. Sarah Casey Doran Chief Financial Officer Thank you, John. Good morning, everyone, and welcome to the James River Group First Quarter 2021 Earnings Conference Call. During the call, we will be making forward-looking statements. These statements are based on current beliefs, intentions, expectations and assumptions that are subject to various risks and uncertainties, which may cause actual results to differ materially. For a discussion of such risks and uncertainties, please see the cautionary language regarding forward-looking statements in the earnings release and Risk Factors section of our most recent Form 10-K, Form 10-Qs and other reports and filings we made with the Securities and Exchange Commission. We do not undertake any duty

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