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‘Gender paradox’ explains women not taking group protection
By Lois Vallely 9
th June 2021 10:49 am
More women than men know the limitations of state health and welfare support yet fewer engage with group protection benefits.
This is the finding from a study by Legal & General it terms a ‘gender paradox’ on group protection insurance.
It defined ‘engaging’ with the policy as reviewing and adjusting cover levels according to need, using the embedded value services and/or making a claim.
Across group income protection (GIP), critical illness cover (CIC) and employee assistance programmes (EAPs), 66% of women (and similarly 63% of men) find these policies relevant to their health, wealth and happiness.