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The big question on every startup’s mind for 2021
My big question for 2021, and the one that is on every startup’s mind, is how will a cataclysmic event such as a global pandemic show up in post-pandemic innovation? I think we’re in the early innings of seeing what “aha moments” have materialized into companies. And we won’t know the pandemic’s true impact on our psyches until the dust settles and we have an opportunity to reflect.
We do know it will be fascinating to watch. In 2020, innovators and investors were forced to stand still, and witness cracks, fractures and rubble in society in a way like never before. It was a humbling year that, for much of the tech community, was mostly spent inside, away and alone.
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When you wake up in 2021, you may first proclaim that you are grateful to be rid of 2020. The second thing that you may do is to declare your New Year’s resolutions.
Most people’s resolutions start with losing weight. They include going to the gym (not in the pandemic though), yoga, meditation and Pilates (not in the pandemic). The second round of resolutions is usually centered around money (especially in the pandemic).
Does this sound familiar? Getting on a budget, spending less, saving more, fighting the urge to continue
comfort shopping. Speaking of comfort shopping, during the Pandemic, 4 in 10 people said that they made impulse purchases to deal with the stress and isolation. About 1 in 5 are spending more now than they were before the pandemic. And of those spending, they have gone more than $1,000 over their budget.
EarlyBird’s new app lets families and friends ‘gift’ investments to children
A new fintech startup called EarlyBird wants to help families invest in their children’s financial futures. Through the EarlyBird mobile app, parents in just a few minutes can create a custodial account, also known as a UGMA (Uniform Gifts to Minors Act) account. These accounts typically allow a parent, aka the “custodian,” to invest in stocks, bonds, mutual funds and other securities on behalf of the minor child. When the child comes of legal adult age, the investments become theirs.
Through the app, parents can set up an account for their child, then invite other family members and close friends to contribute.
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