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Digital trackers for lower insurance rates are a double-edged sword  Getty No matter where you live in Canada, if you want to drive, basic auto insurance is a mandatory expense. And while you may not be able to get out of paying for it, you do have some control over how much you’ll pay. Whether you’re opening a brand new policy, switching providers, or renewing your current policy, you might be eligible for discounts that can lower your car insurance rates because the last thing you want to do is over-spend your hard-earned money. Here are 12 ways you can ensure a few auto insurance discounts that can help you save a few dollars; it’s definitely worth asking your insurance provider.

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