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She and her husband have just over $50,000 in total debt, which includes student loans, medical bills, credit cards and a car payment. She s currently not working and her husband owns a landscaping company.
Bozarth admits she has never been good at sticking with a budget. She and her husband pay bills as they come in and buy stuff when they want. That includes grabbing take-out, buying fountain drinks at the gas station and making purchases on Amazon nearly every day. Those expenses add up quickly, and before you know it, you have spent hundreds [maybe thousands] of dollars on things that weren t necessary, she wrote to CNBC in an email.
A budget game plan: Mother of five pledges to freeze all of her non-essential spending for January CNBC 1/10/2021 Michelle Fox © Provided by CNBC Rachel Bozarth and her family have frozen their spending on non-essential items for the month of January.
Rachel Bozarth is taking some drastic measures to attack her debt.
The 32-year old mother of five has pledged to freeze all of her non-essential spending for the month of January. I need to retrain myself to realize that not everything is a need, said Bozarth, who lives in Olathe, Kansas.
She and her husband have just over $50,000 in total debt, which includes student loans, medical bills, credit cards and a car payment. She s currently not working and her husband owns a landscaping company.