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6
th May 2021 11:03 am
Platform, the intermediary brand of The Co-operative Bank, will re-launch 95% mortgages on Monday 10 May.
The new first-time buyer products will be available on two- and five-year fixed rates and come with £250 cashback.
Two-year fixed rates are as follows: with zero fee the rate is 4.11%, with £999 fee, 3.77% and with £1,499 fee, 3.61%.
For five-year fixes, with zero fee the lender will charge 4.13%, with £999 fee 3.99% and, with £1,499 fee, 3.93%.
Platform is also adding new five-year fixes to its sub-95% LTV range and cutting rates across its Professional Mortgage range by up to 12 basis points.
Further changes include the lender increasing residential LTV limits for capital raising and debt consolidation from 75% to 85% and allowing stipend income to be used as an income source in mortgage applications.
Platform is set to relaunch its 95% loan-to-value (LTV) mortgage products from Monday 10 May.
The 95% LTV mortgages will be available over a two or 5-year fixed term and with a range of product fee options including £0 product fees, and all 95% LTV products come with £250 cashback.
The 2-year fixes are available at 3.61%, 3.77% and 4.11% with fees of £1,499, £999 and £0 respectively.
Rates start at 3.93% for the 5-year fixes rising to 3.99% and 4.13% dependent on the fees which are in line with the 2-year fixes.
Carolyne Gregory, director of retail lending at The Co-operative Bank, said: “We are really glad to be re-launching our 95% LTV mortgage range to the market, adding more options to our range in support of aspiring homebuyers who can only afford to realise their goal of owning a home with a 5% deposit.”
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