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LV= is making changes to the flexible repayment option available across its Drawdown+ and Lump Sum+ Lifetime Mortgages.
This sees LV= reduce the minimum repayment amount to £50 and remove the 12-month waiting period, allowing repayments from day one of the policy.
New Lump Sum+ customers can choose to make an unlimited number of fee-free repayments worth up to 10% of the initial loan advance in each policy year.
New Drawdown+ customers also have the option of an unlimited number of repayments worth up to 10% of total loan advances each policy year without incurring ERCs (Early Repayment Charges). This was previously limited to six payments a year with minimum payments of £250.