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As the NCUA considers a proposed rule to remove the 45-day limit in its requirements for an overdraft policy in the agency’s lending rule, NAFCU’s Elizabeth LaBerge offered the association’s support for “replac[ing] this timeframe with a credit union-determined timeline that is reasonable and consistently applied as this will provide credit unions with appropriate flexibility to assist their members.” “NAFCU and our members have long advocated for NCUA to eliminate this required timeframe as it creates operational burden, is inconsistent with generally accepted accounting principles (GAAP), and poses no benefit to credit union members,” wrote LaBerge, NAFCU’s senior regulatory counsel.

Elizabeth-laberge
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