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Which Vietnamese banks have been keeping NPLs under 1 per cent? 09:31 | 05/02/2021 While NPLs have generally risen, several banks managed to defy the odds and make headways As of December 31, 2020, Techcombank had the lowest NPL ratio stood in the system at 0.5 per cent, lower than 0.6 per cent on September 30, 2020 and 1.3 per cent as of December 31, 2019. Meanwhile, Vietcombank – one of the largest state-owned lenders in Vietnam – recorded VND5.229 trillion ($227.35 million), down more than 50 per cent compared to the end of September and down 10 per cent compared to the beginning of 2020. The bank s NPL ratio dropped sharply from 1.01 per cent at the end of this year’s third quarter to 0.62 per cent by the end of 2020 – also the lowest level in its history.

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