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Can Social Security Support You in Retirement? You May Not Like the Answer Maurie Backman © Provided by The Motley Fool Can Social Security Support You in Retirement? You May Not Like the Answer In the course of your retirement planning, you re apt to factor Social Security into the equation. After all, you can expect some amount of money from those benefits. But how much of your former paycheck will Social Security replace? Probably less than you think. Don t skimp on savings Many people assume that Social Security will replace their former paychecks in full, but that s not correct. If you re an average earner, Social Security will replace about 40% of your pre-retirement income. If you re a higher earner, those benefits will replace an even smaller percentage.

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