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It also said the issue of product failure should be recognised of the product issuer, not advisers, assuming all reasonable due diligence was carried out. Research houses and the Australian Securities Investments Commission (ASIC) should also take responsibility for the issue of documents such as product profiles and product disclosure statements of product providers. It also wanted the role of the licensee in providing administration and compliance assistance to be recognised and utilised to assist in reducing compliance costs that were ultimately passed on to clients. The streamlined regulatory function should also not lose the current expertise required to support a major transition period in the industry, while also recognising the way advice services were delivered.

Peter johnstonFinancial servicesRoyal commissionFinancial sector reform hayne royal commission responseCredit panelAssociation of independently owned financial professionalsAustralian securities investments commissionIndependently owned financial professionalsFinancial sector reformHayne royal commission responseபீட்டர் ஜான்ஸ்டன்நிதி சேவைகள்அரச தரகுநிதி துறை சீர்திருத்தம் ஹேன் அரச தரகு பதில்கடன் குழுசங்கம் ஆஃப் சுதந்திரமாக ஓஂட் நிதி ப்ரொஃபெஶநல்ஸ்