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La desaparición del dinero físico - El Día
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The ECB Digital Euro project and how it could affect the crypto market – Bankless Times
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Europe: EBA consults on proposed guidelines on limited network exclusion under PSD2
On 15 July 2021, the EBA published a consultation paper (EBA/CP/2021/28) proposing guidelines on the limited network exclusion (LNE) under PSD2.
The EBA explains that Article 3(k) of PSD2 introduced an exclusion for services based on specific payment instruments that can be used only in a limited way. It believes that the implementation and application of the LNE requirements diverges significantly between member states, which impedes the single market for payment services in the EU and creates opportunities for regulatory arbitrage. The EBA also believes that consumers are sometimes unaware that they do not benefit from the protection envisaged under PSD2.
Fabio Panetta is a member of the executive board at the European Central Bank.
With the complete reopening of the economy in sight, what Europe needs to emerge stronger from the pandemic will change. We will have to shift from offsetting lost income to adding new income, and from preserving productive capacity to reallocating capital and labor toward sectors with more favorable opportunities. Whether we will succeed depends on how we reform the way in which the European economy is governed.
When the pandemic hit, the European Union intervened to provide immediate support: Fiscal and state aid rules were suspended and powerful common instruments were introduced; the European Central Bank (ECB) adopted extraordinary actions to help the economy absorb the shock and loosened bank capital rules.
BETTER PLENARIES: The European Parliament is mulling measures to make its proceedings more interesting for citizens, more visible in the media and more central to the European debate
du jour. The exercise, designed as a “rethink” of “parliamentary democracy,” as President David Sassoli described it at its launch back in April, is now yielding results in the form of recommendations, seen by Playbook, on a post-pandemic Parliament. The proposals came together over the course of five “focus groups,” one of which looked into how to reform the plenary.
‘Prioritize controversy’: The paper suggests reducing “the number of items to be placed on the agenda,” which would give MEPs “more speaking time,” and allow “for a real debate.” There’s also a call to “prioritize controversial legislative files.” Read: The MEPs in the group want Parliament to put on a better show and to ponder technical files less prominently. One proposal is to “hold debates on
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