it, because you can talk about that stuff, but it s really smart. we have to start talking about it. if we don t in 2034 we will have an automatic 24% cut to everyone s benefits. for a lot of people, that will mean they cannot pay their rent. they can t buy food. we can t have that. means testing is one of the things, we have to look at a whole variety of things from every different person having their because we ve overspent. when you overspend, you ve got to give something back. we ve got to look at that, because otherwise it s going to run out of money, and we can t click our hills and hope that no place like i, pants the haley said they wouldn t change social security for young people in the twenties and 30s today. that might be the case, when you talk about changing the retirement age, you don t change the retirement age for somebody my age. right? i am 60.
a 51% didn t follow their budget. 15% just ignored their budget. i tell people and i think people, this is probably a good mantra to have, if you have a credit card, ask those credit card companies if they can lower to the interest rate. and slow and steady wins the race, but you want to make sure that you pay those credit cards back, especially if you overspend. tell us about the att is finally, after however many years, finally getting ready of those two-year contracts. they are kind of late to the game here, right? you know when you go in, and you go and get your cell phone contracts, two years, you get a new phone, you can go ahead and