Since a patient's condition will not "significantly improve" through physical therapy, Aetna argued the service is not medically necessary, the complaint said.
A federal judge revived a proposed class action that alleged Aetna Life Insurance Co. violated its own contractual obligations by using an overly restrictive
Aetna Life Insurance Co is violating federal benefits law by being stingy when it comes to covering physical therapy and taking an overly narrow view of what qualifies as "medically necessary,".