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americans now owe more on their student loans than on their credit cards. and living with that kind of debt means that this generation s not getting off to the same start that the previous generations because you re already loaded up with debt. that means you ve got make tough choices when you re first starting out. you might have to put off buying a house. it might mean that you can t go after that great idea for a start-up that you have, because you re still paying off loans. maybe you ve got a-to-wait longer to start a family or save for retirement. when a big chunk of every paycheck goes towards loan debt, that s not just tough on you. that s not just tough for middle class families. it s not just tough on your parents, it s painful for the economy because that money is

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