kids do poorly in high school or don tly finish college and so mh of the payoff comes from crossing the finish line from graduation. that really is the most important question, can i really do the job of finishing? tucker: so why wouldn t our lenders, particularly of the u.s. government, the biggest of all lenders for student loans, take that into consideration? when the government is lending money to students, they are not thinking about return on investments. it s about trying to be popular tucker: it crushes the kids. if you are giving a massive loan to a a kid who is not going to graduate, or ever make the money to pay it back, you are creating deep instability in your own society, aren t you? deep instability is overstating it. there are a lot of kids where its value but the other thing, in order for government to do anything different, they would have to profile people and stay wow say, we don t think you are likely to succeed. think about the populist backlash of somet