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Regulations help explain variations in financial inclusion
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More adults are getting access to financial services across the globe but the pace of progress is highly uneven. According to the latest Global Findex, the share of adults with a mobile money account in Sub-Saharan Africa ranges from the low single digits in economies such as Nigeria to more than 70 percent in Kenya.
Nor do differences in financial inclusion neatly line up with variations in income. Among lower-middle income economies, the share of adults with an account ranges from about 20 percent in Pakistan and Cambodia up to about 93 percent in Mongolia.