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SHIFT TO CLEANER ENERGY PORTFOLIO AND INVESTMENT IS NOW! Financial Institutes (FI) face a high risk from climate change if they do not do the orderly transition. More than 50% of the banks are still invested or continue to do major investments in fossil fuel opportunities. There is a great risk from the change in investor sentiments, rather rapidly as result of the changes in regulatory environment to meet the climate targets to achieve Net-Zero. This may wipeout, a substantial part of their portfolios. The banks have excused themselves for the 2008 financial crisis that wiped $2.0 trillion, on the account of lack of clarity and complexity of derivatives and its wider impact. The energy transition has been around since 2010, there is no excuse this time around not to see the implication of their massive investment in fossil-fuels and take corrective measures promptly. The investors of twenty-first century, like to see their retirement fund invested in 21st century technologies, an

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