bebecause withth savivings so reaeal. yoyou can get t your dreamm sofafa for half f the price. wayfyfair. it s always a bigig deal. wayfair, , you ve gotot justst what i neneed for back p pain, i ve e alwas been a takake two anand call in n the mornining. but my newew doctor recommenended salonpnpas. withouout another r pill upupsetting mymy stomach,, i i get powerfrful, effectcte anand safe relelief. sasalonpas. itit s good memedi. this is the planning effect. nina s got a lot of ideas for the future. a lot of ideas. so when she wants a plan based on what matters most, she turns to fidelity. at fidelity, anyone can create a free plan. a plan that can change as your priorities do. and nina s free plan? it leaves her free to focus on what s important right now. that s the planning effect. from fidelity.