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and there is more uncertainty for pensioners, as ministers refuse to guarantee pensions will rise in line with inflation, as previously promised. clearly people on low and fixed incomes like pensions are the hardest hit by this crisis and, remember, energy bills, despite government support, will be twice as expensive going into this winter as they were into the last. but even people with decent paying jobs are seeing the cost of living accelerate faster than their wages, making them a bit poorer every day. it s the biggest cost of living squeeze since the 1950s and for millions of people there is too much month left at the end of the money. this insurance company is one of biggest employers in the area. it has put up wages by 5%, made a £500 winter payment, established a hardship fund and is lying on free food in the office. a recognition that many in work a struggling too. we felt this was the right and responsible thing for us to do as an employer for our colleague for this winter a

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