We typically park our money in fixed income instruments for safety. These investments help counter the fluctuations of higher-risk assets, such as equities, providing a degree of stability to the portfolio. This shield can only work if the fixed income part of the portfolio is resilient to adversity. For this, having a proper mix of fixed income assets is critical.
Mutual funds: Flexicap funds are allowed to invest across market cap as per the market situations whereas the Balance advantage fund is a kind of balance fund that increases equity allocation on market correction
Called Securitised Debt Instruments, these are financial securities that represent ownership in a pool of underlying assets such as loans, leases, or receivables